The types of Alerts available may depend on the products that you have with us
• Types of Checks. You can only deposit checks drawn on US financial institutions. All checks must be legible and conform to the technical standards set forth by the Federal Reserve Board, our regulatory agencies or processors. We are not responsible for rejection or delays associated with your deposit that result from poor image quality. You will not use Mobile Deposit to deposit any of the checks set forth below:
o Checks containing alterations which you know or should know to be fraudulent or not authorized by the owner of the account on which it is drawn;
• Limits. We ount of checks that may be deposited using Mobile Deposit. Limits may vary by customer and may change over time. Current deposit limits are available within the Huntington Mobile app. We may reject items in excess of these limits.
• Cut-Off times. Deposits we receive after that time, or on a weekend or federal holiday, will be considered deposited on the next Business Day. Please keep these cut-off times in mind when depositing checks to fund an overdrawn account to qualify for a waiver of an overdraft fee.
• Funds availability. The Funds Availability Policy for your checking account as well as the funds availability requirements of Federal Reserve Board Regulation CC (“Reg CC”) do not apply when you deposit checks through Mobile Deposit. Funds from deposits made through Mobile Deposit generally will be available for withdrawal between the first and second Business Day after the day of deposit. However, we may apply additional delays on the availability of funds based on any other factors as determined by us in our sole discretion.
o All deposits are subject to our verification procedures and we may refuse, limit or return deposits for any reason and will not be liable for doing so even if those actions cause outstanding checks or other debits to your account to be dishonored or returned.
o Endorse the back of all checks with your signature and “For Mobile Deposit Only–Huntington Bank” prior to attempting to deposit a check through Mobile Deposit.
Please refer to the Huntington Mobile app for Mobile Deposit cut-off times
o After deposit, mark the check with the date of deposit and destroy it within 14 days after the deposit is credited to your account to prevent future deposit.
o YOU AGREE YOUR USE OF MOBILE DEPOSIT IS AT YOUR RISK AND IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. WE DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTIBILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. WE FURTHER MAKE NO WARRANTIES THAT MOBILE DEPOSIT WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE.
o YOU AGREE THAT WE WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, PUNITIVE OR SPECIAL DAMAGES, INCLUDING LOST PROFITS, REGARDLESS OF THE FORM OF THE ACTION OR THEORY OF RECOVERY, RELATED IN ANY WAY TO YOUR USE OF MOBILE DEPOSIT EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF THOSE DAMAGES.
o The Hub is Huntington’s digital banking experience, built to help you look out for your financial future. The Hub, tools and models are for informational purposes only, and are not an official record of any Huntington account and should not be considered legal, tax or investment advice.
o Huntington Alerts and Text Banking are two separate services provided by The Huntington National Bank. Alerts may be delivered as a text message, email message or push notification. For example, some products are eligible to enroll in both text and email Alerts and some products are installment loans Maryland only eligible for email Alerts.
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