With no advance payment and no prepayment charges, our Flex car finance is made to help you to get the motor vehicle you prefer with financing options that work for you personally.
What’s The Flex Car Loan?
Our Flex car finance is similar to a lease, except which you actually possess the automobile. By the end of your funding term, you can easily wthhold the vehicle by having to pay the balance that is remaining fund the total amount during the present utilized prices. You can also merely get back the vehicle. 1
How exactly does the Flex Loan Program work?
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The Flex Loan Program is present for new and used cars (up to five model years of age). Funding options can be obtained from 24 to 72 months, offering re re payments as much as 40per cent less than old-fashioned funding. Let me reveal a good example:
| Mainstream Loan | Flex Loan | |
| Loan Amount | $30,000 | $30,000 |
| Loan Term | 3 years | three years |
| guaranteed in full Future Value (GFV) | n/a | $16,500 |
| monthly premiums | $869.00 | $464.80* |
*Payments 1-35 are $464.80 having a 36th repayment of $16,500 (GFV). 45 times to payment that is first. Predicated on a 3.99per cent apr. Disclaimer: (1) Rates shown are for illustrative purposes just and might differ as a result of specific credit history and/or loan term. (2) re re Payments shown can vary through the payment that is final by credit union loan agent.
At any time through your loan term you are able to:
- Offer the automobile, spend the loan stability (including value that is residual and keep any distinction.
- Make use of the automobile being a trade-in, as well as the loan stability (including recurring value) is compensated within the transaction.
- Maintain the car and refinance the loan stability (including recurring value) as being an utilized automobile loan.
At loan readiness, there is the choice to get back the automobile http://paydayloanmaryland.net/ and walk out of the value that is residual.
Why should we get a Flex Loan?
Using the Flex car loan, you love:
- No advance payment with no prepayment charges
- Reduced monthly premiums than mainstream loans
- Ownership advantages and funding options as the automobile is en en titled in your title
Prepared to get going?
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1 cars are going to be came back to a merchant chosen by Cinfed. Disclaimer: (1) Rates shown are for illustrative purposes just and might vary as a result of credit that is individual and/or loan term. (2) re re Payments shown can vary from the last repayment supplied by credit union loan agent.
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